One platform to power your payments and grow your business
Accept money, spin up virtual accounts, automate settlements and pay out at scale - all through one clean API and a dashboard your whole team will actually enjoy using.
No setup fees Go live in minutes Free sandbox
Trusted by fast-growing businesses and fintechs
Live in three simple steps
From signup to your first transaction in a single afternoon - no lengthy onboarding.
Create your account
Sign up, complete a quick KYC, and get instant access to sandbox keys to start building.
Integrate the API
Drop in our REST API or use the dashboard. Generate virtual accounts and payment links in minutes.
Get paid & settle
Collect funds, split payments to your team, and settle to any bank - automatically.
A complete payments toolkit
One integration for the whole money-movement lifecycle - collect, hold, split and pay out.
Virtual accounts
Issue dedicated NGN accounts (static or dynamic) and receive bank transfers with instant webhooks.
Payment links
Share a link or embed hosted checkout to get paid - no code required.
Split payments
Automatically route a share of every inflow to consultants, partners or sub-accounts.
Instant payouts
Send to any Nigerian bank with real-time name verification and idempotent transfers.
Settlements
Automated, reconciled settlements with a clear ledger of every fee and VAT line.
Fraud & risk
Built-in risk scoring, IP allow-listing and flagged-activity monitoring on every transaction.
Developer-first API
Clean REST endpoints, sandbox keys, signed webhooks and clear docs to ship fast.
Team & roles
Invite your team, assign granular permissions and give consultants their own dashboards.
Realtime dashboard
Track balances, transactions and settlements live, in light or dark mode.
Built for teams that move money
“We replaced three tools with DojaPay. Virtual accounts and settlements just work, and the dashboard is a joy to use.”
“The API is clean and the sandbox let us go live in days. Webhooks are reliable and well documented.”
“Split payments to our consultants used to be manual. Now it happens automatically on every inflow.”
Simple, transparent pricing
Start free. Pay only for what you use. No hidden charges.
Starter
For individuals and early-stage projects testing the waters.
- Sandbox & live keys
- Up to 2 virtual accounts
- Payment links
- Standard settlement
- Email support
Growth
For growing businesses processing real volume.
- Everything in Starter
- Unlimited virtual accounts
- Split payments & payouts
- Team roles & consultants
- Webhooks & API access
- Priority support
Enterprise
For fintechs and high-volume platforms.
- Volume pricing
- Dedicated infrastructure
- Custom settlement cycles
- SLA & compliance support
- Named account manager
Frequently asked questions
Sign up, verify your business, and you can generate a payment link or virtual account within minutes. Sandbox access is instant so you can build before going live.
Dedicated NGN account numbers you can issue to customers. When money is sent to them, you receive an instant webhook and the funds are credited to your DojaPay balance.
Collected funds settle to your balance and can be paid out to any Nigerian bank account, with real-time name verification. You can also split inflows automatically across your team.
Yes. We use bank-grade encryption, signed webhooks, IP allow-listing on API keys, OTP-protected withdrawals and continuous fraud monitoring.
Absolutely. We offer a clean REST API, sandbox keys, signed webhooks and full documentation. Explore the API reference to get started.
Ready to move money smarter?
Join the businesses using DojaPay to collect, split and settle payments - start free, no card required.
Talk to our team
Questions about pricing, integration or enterprise volumes? We usually reply within one business day.